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Privacy Policy

This Privacy Policy explains how City Insurance Plus LLC ("we," "us," or "our") collects, uses, and protects information you provide through cityinsuranceplus.com (the "Site"). By using the Site, you agree to this Policy.

1. Information We Collect

When you submit a form, we collect the information you provide — such as your name, date of birth, contact details, and information about the property, vehicles, or business you want to insure. We do not ask for Social Security numbers through this Site. We also collect basic technical information (such as IP address) that our hosting provider records automatically.

2. How We Use Your Information

We use your information to prepare insurance quotes, place and service policies, respond to your inquiries, meet legal and carrier requirements, and communicate with you about your coverage.

3. Consumer Reports

When you submit a quote request, you authorize us and our partner carriers to obtain consumer reports as permitted by law, which may include motor vehicle records (MVR), credit-based insurance scores, and prior claims history (CLUE). This authorization is presented on our forms and requires your agreement before submission.

4. How We Share Your Information

We do not sell your personal information. We share it only with: licensed insurance carriers and agencies (including City Insurance & Financial Services Inc., through which coverage may be placed) for the purpose of quoting and servicing your insurance; consumer-reporting agencies as authorized above; service providers that operate the Site; and authorities when required by law.

5. How the Site Handles Form Data

Our forms are processed by our website host's form service. Submissions are transmitted over an encrypted (HTTPS) connection and delivered to us by email and secure dashboard. This Site is static and does not run advertising trackers.

6. Data Security

We take reasonable measures to protect your information, but no method of electronic transmission or storage is 100% secure. You provide information at your own risk and should avoid sending sensitive data through unsecured channels.

7. Your Rights

You may request access to, correction of, or deletion of the personal information you have provided by contacting us at gerald@cityinsuranceplus.com or (763) 807-3523. You may opt out of marketing communications; operational messages about your coverage are not optional.

8. Data Retention

We retain your information as long as required by law, carrier contracts, and regulatory obligations, which may be after any policy ends.

9. Children's Privacy

This Site is not directed to children under 13, and we do not knowingly collect their information. If we learn we have, we will delete it.

10. Cookies & Tracking

Our host may set functional cookies needed to operate the Site. We do not use the Site for behavioral advertising. You can control cookies through your browser settings, though some features may not work without them.

11. Do Not Track

Because there is no industry-standard for "Do Not Track" signals, the Site may not respond to them.

12. U.S. Audience

This Site is intended for U.S. residents in the states where we are licensed. If you access it from elsewhere, you do so at your own risk and under U.S. law.

13. Business Transfers

If our business is involved in a merger, acquisition, or sale of assets, your information may be transferred; we will note any material change here.

14. Compliance & Changes

We follow applicable state and federal privacy and insurance-data laws, including the Gramm-Leach-Bliley Act (GLBA) where applicable. Residents of some states may have additional rights. We may update this Policy and will revise the effective date above when we do.

Contact

City Insurance Plus LLC · North Little Rock, Arkansas · Phone (763) 807-3523 · Email gerald@cityinsuranceplus.com.